DGNQM Investor

The DGNQM Investor program is for experienced real estate investors who are purchasing or refinancing investment properties to be held for business purposes.

For investors who have a history of owning and managing residential or commercial real estate DG PINNACLE FUNDING, LLC, (DBA DG Pinnacle Home Loans) will finance up to 8 properties or $2 million for one borrower, whichever is less.

The loan qualification is determined based on a debt coverage ratio, DCR, with borrowers qualifying based on subject property cash flows.

Program Highlights

  • Min FICO 600
  • Employment and income not disclosed on the 1003
  • DTI not calculated
  • DCR = 1.0
  • 4506T not required
  • Up to 8 properties or $2M for one borrower, whichever is less
  • 5/1, 7/1, 10/1, 15 and 30 year fixed. Interest only available on 5/1 ARM*
  • Borrower may own an unlimited number of financed properties
  • Max LTV 80%
  • Cash-Out Up To $2M
  • No ownership seasoning requirement for cash-out refinance
  • Loan amount up to $2M
  • Gift Funds / Gift of Equity allowed (refer to guidelines)
  • Perfect loan for borrowers who acquired investment properties paying all cash (recoup some cash) or borrowers who used hard money loans to acquire real estate

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CALL THE DG TEAM NOW  305-851-5225