Want to buy a home in the United States, but you're not a US Citizen?

No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.

There’s two main Foreign National Programs on DG Pinnacle Funding LLC, repertoire. Click on the buttons below to visit the section of each and see which one is a good fit for you

TRADITIONAL FOREIGN NATIONAL PROGRAM

Key details about the traditional foreign national program

1. Our Foreign National Loan program offers competitive interest rates.
2. You can borrow up to $1,000,000.00 per property (minimum amount borrowed is $100,000).
3. Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).
4. Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1 and 15 and 30 years fixed)
5. You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
6. No pre-payment penalties.
7. We can finance up to 70% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).
8. This program is eligible for multiple property types including: single-family homes, condos and townhouses.
9. Some seller concessions are allowed (Max 6% up to 65% LTV)
10. Escrows: Taxes and insurance escrows are required

Be sure to check out our mortgage refinance center to get the information you need so you can make a sound decision for you and your family.

DGNQM FOREIGN NATIONAL LOAN PROGRAM

The DGNQM Foreign National is designed for non-US citizens who visit the country for business or vacation. We offer two DGNQM program doc types for purchase money, refinance and cash-out on second homes and investment properties.

PROGRAM HIGHLIGHTS

DGNQM FULL Documentation

• No FICO score required, 640 if Available
• Credit reference letter in lieu of credit report
• Loan amounts to $2M
• Cash out to $2M
• Maximum LTV/CLTV to 65%
• 15 & 30 Year Fixed, 5/1, 7/1, 10/1 ARMs
• DTI up to 50%
• Conforming, high balance and jumbo loans for borrowers with multiple financed properties
• Standard Fannie Mae full income and asset required
• Asset amortization allowed on second home
• No ownership seasoning requirement for cash-out refinance
• Cash out from subject may be used towards reserves
• Condominiums allowed – FNMA eligible
• I/O Available on ARM loans*
• No payment shock requirement
• Accept Visa

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