What do you need to apply for a loan?
Before receiving the requested documents we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
1- Pay stubs covering most recent 30 days
2- Last 2 year of W-2 and/or 1099 (all income)
3- Last 2 years of 1040 Tax Returns – all schedules
4- Last 2 years of Business Tax Return-all schedules (if filed)
5- Last 2 months of bank statements (Savings, Checking and/or Investment)
6- Last 2 Months of 401K Stamens (if apply)
7- Driver License, US Passport or Residence Card
8- Copy of Social Security Card
All documents should be in PDF format.
Additional Documents
If you are refinancing
Most recent mortgage statement
Insurance Policy
Association Amount (only if apply)
If you are applying for a VA Loan
DD Form 214 (Long Form)
If you are Purchasing
A signed purchase contract
Realtor contact information
Condo Association contact information (if apply)
If you are divorced
A fully executed divorce decree
