305-851-5225
nveitia@dgpinnacle.com
Apply Now
Secure Doc Upload
DG PINNACLE FUNDING, LLC  Logo

Noel Veitia

NMLS ID 277729

305-851-5225 nveitia@dgpinnacle.com

Blog

BE CAREFUL THERE's A SCRIPT IN HERE

Blog Image: Mortgage Rates Fall Below 3% [INFOGRAPHIC]

Mortgage Rates Fall Below 3% [INFOGRAPHIC]

Some Highlights Mortgage rates hit another all-time low, falling below 3% this week. If you’re ready to buy a home, now is a great time to truly get more for your money at this historic moment. Let’s connect today to determine your best next steps toward homeownership.

July 23rd, 2020 | First Time Home Buyers, For Buyers, Housing Market Updates, infographic, Move-Up Buyers, Mortgage Rates Fall Below 3% [INFOGRAPHIC]

Blog Image: Does Your Home Have What Buyers Are Looking For?

Does Your Home Have What Buyers Are Looking For?

There’s great opportunity for today’s homeowners to sell their houses and make a move, yet due to the impact of the ongoing health crisis, some sellers are taking their time coming back to the market. According to Javier Vivas, Director of Economic Research at realtor.com: “Sellers continue returning to the market at a cautious pace and further improvement could be constrained by lingering coronavirus concerns, economic uncertainty, and civil unrest.” For homeowners who need a little nudge of motivation to get back in the game, it&rsqu...

July 23rd, 2020 | For Sellers, Move-Up Buyers, Does Your Home Have What Buyers Are Looking For?

Blog Image: Thinking of Selling Your House? Now May be the Right Time

Thinking of Selling Your House? Now May be the Right Time

Inventory is arguably the biggest challenge for buyers in today’s housing market. There are simply more buyers actively looking for homes to purchase than there are sellers selling them, so the scale is tipped in favor of the sellers. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), total housing inventory is down 18.8% from one year ago. Inventory is well below what was available last year, and the houses that do come to the market are selling very quickly. Sam Khater, Chief Economist at Freddie ...

July 22nd, 2020 | For Sellers, Housing Market Updates, Move-Up Buyers, Thinking of Selling Your House? Now May be the Right Time

Blog Image: Should I Prepay My Mortgage?

Should I Prepay My Mortgage?

Benefits of Prepayment The main benefit of paying off your mortgage early is the savings. Even by cutting off just a few years from your home loan, you can save thousands of dollars in interest. For example, if you take out a 30-year mortgage loan for $250,000 at 4%, you would pay more than $179,000 in interest over the course of the loan. If you were to contribute an extra $75 a month, you would pay off your home loan three years early and save almost $22,000 in interest payments. And the savings only increase if you can throw larger chunks of change at the mortgage. Prepaying your home...

July 22nd, 2020 | Mortgage Advice, Should I Prepay My Mortgage?

Blog Image: A Remarkable Recovery for the Housing Market

A Remarkable Recovery for the Housing Market

For months now the vast majority of Americans have been asking the same question: When will the economy turn around? Many experts have been saying the housing market will lead the way to a recovery, and today we’re seeing signs of that coming to light. With record-low mortgage rates driving high demand from potential buyers, homes are being purchased at an accelerating pace, and it’s keeping the housing market and the economy moving. Here’s a look at what a few of the experts have to say about today’s astonishing recovery. In more than one in...

July 21st, 2020 | For Buyers, For Sellers, Housing Market Updates, A Remarkable Recovery for the Housing Market

Blog Image: New FICO “Resilience” Credit Score Could Help Borrowers

New FICO “Resilience” Credit Score Could Help Borrowers

As the U.S. economy reels from record-high unemployment and continued COVID-19 shutdowns, the Fair Isaac Corp. (FICO), a global analytics company and producer of the FICO credit score, released a new credit index recently it hopes will keep mortgage lending and other loans flowing during these unprecedented times. After reviewing over 70 million consumer credit files from the Great Recession, FICO found that the majority of consumers - including those with lower credit scores - kept up with their financial obligations even during that time of double-digit unemployment and devastating h...

July 15th, 2020 | Credit, New FICO “Resilience” Credit Score Could Help Borrowers