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Noel Veitia

NMLS ID 277729

305-851-5225 nveitia@dgpinnacle.com

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Blog Image: Why the Stock Market Correction Probably Won’t Impact Home Values

Why the Stock Market Correction Probably Won’t Impact Home Values

With the housing crash of 2006-2008 still visible in the rear-view mirror, many are concerned the current correction in the stock market is a sign that home values are also about to tumble. What’s taking place today, however, is nothing like what happened the last time. The S&P 500 did fall by over fifty percent from October 2007 to March 2009, and home values did depreciate in 2007, 2008, and 2009 – but that was because that economic slowdown was mainly caused by a collapsing real estate market and a meltdown in the mortgage market. This time, the stock market correction is...

March 24th, 2020 | For Buyers, Down Payments, Housing Market Updates, Pricing, Why the Stock Market Correction Probably Won’t Impact Home Values

Blog Image: Two Big Myths in the Homebuying Process

Two Big Myths in the Homebuying Process

The 2020 Millennial Home Buyer Report shows how this generation is not really any different from previous ones when it comes to homeownership goals: “The majority of millennials not only want to own a home, but 84% of millennials in 2019 considered it a major part of the American Dream.” Unfortunately, the myths surrounding the barriers to homeownership – especially those related to down payments and FICO® scores – might be keeping many buyers out of the arena. The piece also reveals: “Millennials have to navigate a lot of obstacles to...

March 20th, 2020 | Buying Myths, Demographics, Down Payments, First Time Home Buyers, For Buyers, Gen Z, Millennials, Two Big Myths in the Homebuying Process

Blog Image: How Your Tax Refund Can Move You Toward Homeownership This Year

How Your Tax Refund Can Move You Toward Homeownership This Year

If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be one step closer than you think if you spend your dollars wisely this year. Based on data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,962 when filing their taxes this year. The map below shows the average tax refund Americans received last year by state:According to programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae,&nb...

March 4th, 2020 | Buying Myths, Down Payments, First Time Home Buyers, For Buyers, How Your Tax Refund Can Move You Toward Homeownership This Year

Blog Image: Great News for Renters Who Want to Buy a Home

Great News for Renters Who Want to Buy a Home

Rents in the United States have been skyrocketing since 2012. This has caused many renters to face a tremendous burden when juggling their housing expenses and the desire to save for a down payment at the same time. The recent stabilization of rental prices provides a great opportunity for renters to save more of their current income to put toward the purchase of a home. Just last week the Joint Center of Housing Studies of Harvard University released the America’s Rental Housing 2020 Report. The results explain the financial challenges renters are experiencing today, ...

February 17th, 2020 | Down Payments, For Buyers, Rent vs Buy, Great News for Renters Who Want to Buy a Home

Blog Image: Noticias magnificas para los inquilinos que quieren comprar una casa

Noticias magnificas para los inquilinos que quieren comprar una casa

Los alquileres en los Estados Unidos se han disparado desde 2012. Esta ha hecho que muchos inquilinos se enfrenten a una carga tremenda al hacer malabares al mismo tiempo con sus gastos de vivienda y el deseo de ahorrar para un pago inicial. La reciente estabilización de los precios del alquiler ofrece una gran oportunidad para que los inquilinos ahorren más de sus ingresos actuales para poner hacia la compra de una casa.   Apenas la semana pasada el Joint Center of Housing Studies de la Universidad de Harvard publicó su informe ‘Americ...

February 17th, 2020 | Down Payments, For Buyers, Noticias magnificas para los inquilinos que quieren comprar una casa

Blog Image: How Buyers Can Win By Downsizing in 2020

How Buyers Can Win By Downsizing in 2020

Home values have been increasing for 93 consecutive months, according to the National Association of Realtors. If you’re a homeowner, particularly one looking to downsize your living space, that’s great news, as you’ve likely built significant equity in your home. Here’s some more good news: mortgage rates are expected to remain low throughout 2020 at an average of 3.8% for a 30-year fixed-rate loan. The combination of leveraging your growing equity and capitalizing on low rates could make a big difference in your housing plans this y...

February 3rd, 2020 | Baby Boomers , Down Payments, For Buyers, interest rates, How Buyers Can Win By Downsizing in 2020

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