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Government Programs FHA / VA / USDA

FHA

  • 580 FICO available
  • Manual underwriting
  • 203(h) Disaster Victim Program
  • Escrow holdback to $5K for HUD REO properties
  • HUD $100 down
  • Non-occupant borrower OK
  • HUD test cases
  • Property types 1-4 units, condo, PUD
  • Manufactured homes
  • DTI Per FHA, no overlays

FHA Streamline

  • 580 FICO available
  • Seller fully delegated
  • Non-credit qualifying
  • No appraisal or AVM
  • No prior servicer restrictions

VA

  • 100% Cash-Out
  • 580 FICO
  • Seller fully delegated
  • Manufactured homes on purchase

VA IRRL

  • 580 FICO
  • We require a valuation, either AVM or appraisal
  • Up to 115% LTV
  • No prior servicer restrictions

USDA*

  • 620 FICO purchase / 620 FICO refi
  • GUS approvals only**
  • 100% LTV plus financed guaranty fee
  • Rural refinance pilot
  • Streamline Refinance
  • R/T Refi

Request Information

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CALL THE DG TEAM NOW  305-851-5225