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DGNQM Agency Plus

The DGNQM Agency Plus program provides flexible, realistic qualifying for borrowers with multiple properties, even with foreclosure, bankruptcy, short sale or deed-in-lieu.

Borrowers can have up to 10 financed properties. We will finance up to 8 properties or $2 million for one borrower, whichever is less. See guidelines for complete details.

DGNQM Agency Plus Features & Highlights

  • Increased loan limits to $3,000,000
  • Credit score as low as 600
  • Loans ≤ $417,000 credit and income documenation determined by DU
  • Payment shock not calculated
  • Cash out on 2nd home and NOO for borrowers with up to 10 financed properties
  • First time home buyer allowed
  • Cash out loans up to $2,000,000
  • 15 and 30 year fixed, 5/1, 7/1, 10/1 ARMs. Interest only available on ARMS
  • DTI up to 50%
  • Gift Funds and Gift of Equity allowed (refer to guidelines)
  • No ownership seasoning requirement for cash-out refinance
  • Cash out from subject may be used towards reserves
  • Conforming, high balance or jumbo loans for borrowers with multiple financed properties
  • Standard Fannie Mae full income and asset required
  • US Citizens, Permanent Resident Aliens and Non-Permanent Resident Aliens allowed
  • Condominiums Allowed - FNMA eligible (some non-warrantable exceptions apply)

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CALL THE DG TEAM NOW  305-851-5225